DID YOU KNOW? Homeowners insurance is generally required by lenders as a condition of the mortgage to protect the lender’s interest.

DID YOU KNOW? 7 out of 10 homes will experience a system or appliance failure in any given year.

Home owner’s insurance versus home warranty – What’s the difference? 

In a nutshell:

Homeowners insurance provides coverage for damage or loss to your home and personal belongings from fire, lighting, windstorms, hail,explosions, smoke, vandalism and theft. It also protects against many types of liability claims and lawsuits brought by others for accidental bodily injury or damage to their property while in your home.

A Home Warranty Service Agreement provides coverage for the repair and/or replacement of eligible systems and appliances when failures occur as the result of normal wear and tear, subject to agreement limitations of course.

Make sure to Click here to read more about the difference between a HOME WARRANTY and HOME OWNERS INSURANCE. 

Whether you are building, buying, selling or protecting an existing home, a home warranty is something you should consider! I have personal contacts at several reputable home warranty companies. Let me know if you’d like me to assist in connecting you with my contacts there…many times, as a real estate agent with my connections in place, I can get a discount for you!